Garage Insurance ? Used Car Dealers and ... - Auto Car Review

Garage D?insurance is a form of political poorly understood. Many professional insurance agents are too well to use when confused and above all, exactly how. You can use a garage liability insurance protects a dealer of used cars, often referred to as an insurance dealer, or you can use this same form to protect a car repair shop or a store with insurance bodies. The trick is to know the symbols. If you own a car dealership or an auto repair shop and have insurance for your business purchase, it is advisable that you have an agent who specializes in the garage, form of insurance, you find help with this purchase, so you do on end to poor form in front of you and find yourself without coverage for a big loss.

As I mentioned above, uses two types of companies, or car-repair shops and car dealerships and both the need for policies garage. But exactly what kind of operations are covered in this policy is driven by the symbols on the policy. This is very important. If your business is automotive repair or body work, but your policy in place with symbols that would apply to a car dealership, you might even, without finding cover in the event of a loss responsibility.

So how do you know if you have the right symbols and thus have the right shape? Take your political yard and watch the first page. Next to each type of coverage, usually on the left side, there are at least a two-digit number between 21 and 31 may be. These symbols describe what is shown with cover, protected next to this symbol. Here is a list of common symbols and what each protects:

All 21 automatic symbol
Icon 22 All cars owned
Symbol Used 23 private cars only
Icon 24 vehicles other than cars
Symbol of 25 cars subject through no fault law
Symbol 26 cars subject to the laws of the uninsured motorist
Symbol described in detail 27 cars
Symbol 28 leased vehicles
Symbol not belonging to 29 cars in the garage business
Symbol 30 vehicles for service / repair / storage Left
Symbol 31 cars Consignment

As you probably guessed, if you are a car dealership and the icon 30 on your policy, you find yourself without coverage. So why not the symbol 21 on every cover? Now that the code 21 is the broadest coverage, you would pay a premium for this insurance, and in some cases, you can purchase insurance coverage that you do not really need.

Take time to check your contract carefully and to check the symbols for each line of coverage to ensure they are suitable to do the work for you. If you need help with this process, please consult your agent. If the agent is not in business, the parking policy must specialize, ie, the insurance dealers and car repair shop find, then, do it. This protection is simply too important to be an agent that can be practiced in the labor market left to learn about your policy.

Wake Clinard is the president of the Clinard Insurance Group, a full service agency in Winston Salem insurance, North Carolina. Wake is supported by companies in the automobile dealers used car body repair shops and auto parts stores devoted involved. Clinard Insurance is to go to market for dealers of used cars in North Carolina, South Carolina, Georgia, Tennessee and Virginia.

Source: http://www.whhq.org/garage-insurance-used-car-dealers-and-repair-shops-watch-those-symbols

dobie gray bruce springsteen powerball grammy nominations lil boosie walking dead